1. Controller
Aditya Tarade Consulting
Proprietor: Aditya Tarade
Bründlring 31
84030 Ergolding
Munich office: Leopoldstraße 8, München
Phone: 0151 65130435
Email: support@trbmuenchen.de
2. Data protection officer
Based on the current assessment, there is no legal obligation to appoint a data protection officer (Section 38 BDSG / Article 37 GDPR). As special categories of personal data may be processed in the course of insurance brokerage, such as health data when arranging private health insurance, we recommend reviewing this assessment regularly, ideally with a lawyer specialising in data protection law.
3. General information on data processing
We generally process personal data of our users and clients only where necessary to provide a functional website and our content and services, or where permitted by law or based on your consent (Article 6(1) GDPR).
4. Hosting
This website is hosted and technically provided through the Lovable platform (Lovable Labs Incorporated); content such as images and videos is delivered through a content delivery network (Cloudflare). When you access the website, the hosting provider automatically collects technical access data (server log files), including:
- IP address of the accessing device
- Date and time of access
- Page or file accessed and referrer URL
- Browser type and version and operating system used
The legal basis is Article 6(1)(f) GDPR (legitimate interest in the technically error-free presentation and optimisation of our website). Log data is stored for a limited period for security reasons and then deleted.
5. Contact
5.1 Contact form / email / telephone
If you contact us by email, telephone, or through a contact form, we process the data you provide, such as your name, email address, telephone number, and message, to handle your enquiry. The legal basis is Article 6(1)(b) GDPR (pre-contractual measures) or Article 6(1)(f) GDPR (legitimate interest in responding to enquiries).
Enquiries (leads) submitted through forms on our website are processed technically through our website platform (Lovable) and stored in our CRM system so that we can track and handle your enquiry. Email communication is handled through Google Workspace (Google Ireland Limited).
5.2 Contact via WhatsApp
Our website provides a direct contact link to WhatsApp. If you contact us through it, your message is sent through the WhatsApp or WhatsApp Business app on your device. The provider is WhatsApp Ireland Limited, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland (part of the Meta group). WhatsApp’s privacy policy applies: whatsapp.com/legal/privacy-policy-eea
The legal basis is Article 6(1)(a) GDPR (consent through active contact) or Article 6(1)(b) GDPR where the contact serves to initiate an advisory relationship.
5.3 Appointment booking via Calendly
We use Calendly to book free initial consultations. The provider is Calendly LLC, 271 17th Street NW, Suite 1000, Atlanta, GA 30363, USA. When booking, the data you enter, such as your name, email address and any further information about your enquiry, is transmitted to and processed by Calendly to coordinate the appointment and send reminders.
As Calendly may transfer data to the USA, we base this transfer on the EU Standard Contractual Clauses (Article 46(2)(c) GDPR) and, where applicable, the EU-US Data Privacy Framework if Calendly is certified under it. More information: calendly.com/privacy
The legal basis is Article 6(1)(b) GDPR (pre-contractual measures for arranging the appointment).
6. Cookies and tracking
6.1 General
Our website uses cookies. Technically necessary cookies make the website functional; consent is not required for these (Section 25(2) TTDSG).
6.1a Strictly necessary cookies and fonts
Our hosting sets the following strictly necessary cookies: "__cf_bm" (Cloudflare bot protection, approx. 30 minutes) and "__dpl" (routing to the correct website deployment by our hosting provider, session). Legal basis: Section 25(2)(2) TTDSG in conjunction with Art. 6(1)(f) GDPR. All fonts are hosted locally on our server; no connection to Google Fonts is made.
6.2 Google Analytics
This website may use Google Analytics, a web analytics service provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. Google Analytics uses cookies or comparable technologies to analyse your use of our website, such as pages visited, time spent, and traffic source.
Processing takes place only with your prior consent (Article 6(1)(a) GDPR, Section 25(1) TTDSG), which you may give through our cookie consent banner and withdraw at any time with future effect. Data may be transferred to the USA; Google participates in the EU-US Data Privacy Framework. More information: policies.google.com/privacy
6.3 Meta/Facebook Pixel
This website may use the Meta Pixel provided by Meta Platforms Ireland Limited, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland. It enables us to measure the effectiveness of Facebook and Instagram advertising (conversion tracking) and create audiences for campaigns. After you consent, Meta browser and click identifiers and normalised contact details such as email address, telephone number and name may be sent to Meta to improve attribution of giveaway registrations; Meta processes these details in hashed form according to its documentation.
Processing takes place only with your prior consent (Article 6(1)(a) GDPR, Section 25(1) TTDSG). Data may be transferred to the USA. You may withdraw your consent at any time through the cookie settings with future effect. More information: facebook.com/privacy/policy
Important note: Unless a legally compliant cookie consent tool is integrated that loads Google Analytics and the Meta Pixel only after active consent, these services must not be used as described above. Please have the website checked to determine whether these scripts are currently present and, if so, either remove them or secure them through a consent banner before they load.
7. ProvenExpert review portal
We display customer reviews on our website or link to our ProvenExpert profile, a service of ProvenExpert.com GmbH, Torstraße 33-35, 10119 Berlin. If reviews are embedded directly, technical data such as the IP address may be transmitted to ProvenExpert. The legal basis is Article 6(1)(f) GDPR (legitimate interest in displaying customer reviews). More information: provenexpert.com/de-de/datenschutz
8. Links to social networks
Our website links to our LinkedIn company profile. This is a simple link; no data is transferred to LinkedIn merely by visiting our website. LinkedIn’s privacy policy applies only after you click the link and visit LinkedIn: linkedin.com/legal/privacy-policy
9. Data processing in insurance and financial advice
As part of our activities as an insurance intermediary (Section 34d GewO) and financial adviser, we process client personal data required for advice, preparing offers, arranging contracts, and ongoing support, in particular:
- Contact and identification data
- Financial and asset data, such as income and existing contracts
- Where applicable, special categories of personal data, particularly health data, where required to arrange health, disability, or life insurance
The legal bases are Article 6(1)(b) GDPR (contract performance or pre-contractual measures) and, for health data, your explicit consent under Article 9(2)(a) GDPR, which is obtained separately during the advisory process.
Your data is disclosed as necessary to the following recipients:
- TELIS FINANZ Vermittlung AG as the liability umbrella under whose status we operate
- The relevant insurers or product providers with whom a contract is arranged or supported
- Our CRM system for internal client relationship management
No further disclosure takes place unless you have expressly consented or we are legally required to do so.
10. Retention period
We retain personal data only for as long as necessary for the stated purposes or as required by statutory retention obligations. Insurance brokerage documentation is generally retained for 5 or 10 years after the end of the business relationship under Section 62 VVG in conjunction with Section 18 VersVermV and commercial and tax law (HGB, AO). Enquiries that do not result in a client relationship are deleted when no longer needed for handling, and no later than 12 months afterward.
11. Your rights
You have the right at any time to:
- Access to personal data we process about you (Article 15 GDPR)
- Correction of inaccurate data (Article 16 GDPR)
- Deletion of your data (Article 17 GDPR)
- Restriction of processing (Article 18 GDPR)
- Data portability (Article 20 GDPR)
- Object to processing based on legitimate interests (Article 21 GDPR)
- Withdraw consent with future effect (Article 7(3) GDPR)
To exercise these rights, an informal message is sufficient: support@trbmuenchen.de
12. Right to lodge a complaint
You have the right to complain to a data protection supervisory authority about the processing of your personal data. The competent authority is:
Bayerisches Landesamt für Datenschutzaufsicht (BayLDA)
Promenade 27, 91522 Ansbach
www.lda.bayern.de
13. SSL/TLS encryption
This website uses SSL/TLS encryption for security. You can identify an encrypted connection by “https://” in your browser’s address bar.
14. Status and changes to this privacy policy
This privacy policy is currently valid (September 2026). Changes to our website and services or changes in legal requirements may make it necessary to amend this privacy policy.